![]() Emma is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 to provide payment services.Įmma uses 256-bit TLS encryption 100% of the time. They also say they have bank-level security. This is a UK independent authority whose aim is to uphold information rights in the public interest, promoting openness by public bodies and data privacy for individuals. Is Emma Safe to use?Įmma looks pretty confident about their safety and security and notes they are ICO registered. It also rewards spending at certain stores such as Body Shop, B&Q Gousto, Boots, etc. The service is accessible and recommended both for beginners and managing subscriptions. Emma Pro costs £59.99 a year, while the first seven days are free.Įmma is easy to create and easy to use but a bit gamified, and the push to subscribe to Emma Pro can be irritating. It categorises your spending to ensure you will quickly see where your money goes each month.Ī premium account, Emma Pro, has additional features such as individualised categories and extra cashback. ![]() Emma checks your savings and credit account statements too. ![]()
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